Rate: 1,44%
€
Savings accounts, deposits, and cash exceeding exemption.
Rate: 5,88%
€
Stocks, bonds, crypto, and real estate (except your main home).
Threshold: € 3.800
€
Student loans, negative balance, etc. (Threshold applied auto-magically).
Your Estimated Tax
Estimated Tax (2025)
€ 0
Effective Rate 0,00%
🎉 No Box 3 tax due!
Your assets are within the tax-free zone.
* Based on 2025 rates: Savings 1,44%, Investments 5,88%, Debts 2,62%.
This is for informational purposes only.
www.box3calculator.com